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International Medical Group Patriot America Lite

The International Medical Group Patriot America Lite plan is a single-trip medical plan which offers coverage for non-U.S. residents traveling outside of their home country with a U.S. visit. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.

The Patriot America Lite plan provides you with the option of choosing for a range of medical coverage limits. Available options are $50,000, $100,000, $250,000, $500,000, $1,000,000 for anyone 69-years-old or younger. If you are 70-79, the maximum medical limit options available are $50,000 and $100,000. If you are 80 or older, the maximum is $10,000. This plan also has a pre-existing condition look-back period of three years.

This plan comes defaulted with a $0 standard deductible. A traveler may opt to select a different deductible amount from a range of options. This allows you to build a plan that works for your coverage needs and your out-of-pocket expenses.

Finding the best care while you’re traveling is often a concern. This plan offers evacuation coverage for emergency medical needs as well as political and natural disaster evacuation and repatriation. These benefits will help to cover costs for transportation if deemed necessary due to the circumstances and arranged through the assistance company.

The Patriot America plan also includes limited travel-related benefits for trip interruption and baggage. This will help for a variety of reasons. If your bags are lost or stolen during the trip, you may be eligible for reimbursement. If you need to interrupt your trip due to a covered reason, the plan can help to defray the cost of getting back home.

This plan also has a few optional coverages for travelers. You can choose to add the Adventure Sports Rider for added coverage during your trip. Please refer to the full certificate for further details.

Coverages and Plan Info

The International Medical Group Patriot America Lite plan is a single-trip medical plan which offers coverage for non-U.S. residents traveling outside of their home country with a U.S. visit. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical LimitMedical limits may vary

Pre-certification Provisions/Requirements

Coinsurance for Eligible Medical Expenses


$250 Emergency Room deductible
Sudden Recurrence
Pre-Existing Lookback Period3 years
Medical Evacuation$1,000,000 max. (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeSingle-Trip Medical
Refund PolicyVaries by Request Date
Available toNon-U.S. Residents with U.S. visit
AM Best RatingA-

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip Interruption$10,000 for Return Travel
Baggage Loss$500 max. (secondary)

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical LimitMedical limits may vary

Pre-certification Provisions/Requirements


Coinsurance for Eligible Medical Expenses


$250 Emergency Room deductible
Complications of Pregnancy
Terrorism$50,000 max.
Dental$300 max. for Emergency Relief of Pain (secondary)

Up to Medical max. for Traumatic Dental Injury (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Sudden Recurrence
Lookback Period3 years

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$50,000
Common CarrierUp to $100,000 [varies by age]
Flight OnlyIncluded in Accidental Death Common Carrier

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car
Optional CoveragesDeductible may vary

Adventure Sports Upgrade

Cell Phone Upgrade

Teladoc Upgrade
NotesIncluded Benefits:

$25,000
for Natural Disaster Evacuation

$100,000
for Political Evacuation and Repatriation

$500
for Identity Theft

$25,000 for Personal Liability [$100 deductible per injury/damage]

$250 per day, 5 days max. for Natural Disaster Accommodations

Incidental Trip

Other plans by International Medical Group

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  1. International Medical Group iTravelInsured Choice

    Comprehensive Single

    A budget-friendly option that covers the basics when things don’t go as planned. Includes trip cancellation, baggage issues, travel delays, emergency medical coverage and evacuation to your hospital of choice. A solid choice if you want dependable protection without extras. 

    • Trip Cancellation

      Trip Cost

    • Medical Limit

      $100,000

    • Travel Delay

      6+ hours
      $150 per day
      $1,000 max

    • Baggage Loss

      $1,000

  2. International Medical Group iTravelInsured Travel SE

    Comprehensive Single

    Well-rounded coverage for domestic or international trips, including cruises, tours, and family travel. Covers trip cancellation, interruption, delays, baggage, emergency medical care, and even pet kennel costs during covered delays. You can also add Cancel or Interruption for Any Reason in eligible states. 

    • Trip Cancellation

      Trip Cost

    • Medical Limit

      $250,000

    • Travel Delay

      12+ hours
      $125 per day
      $2,000 max

    • Baggage Loss

      $1,500

  3. International Medical Group Patriot International Lite

    Medical Single

    Travel medical coverage if you’re going outside your home country (excluding the United States). Helps fill gaps where your regular health insurance may fall short abroad. A flexible option for medical protection while traveling internationally. 

    • Medical Limit

      Medical limits may vary

    • Emergency Medical Evacuation

      $1,000,000 (secondary)

    • Repatriation of Remains

      Included

  4. International Medical Group iTravelInsured Travel LX

    Comprehensive Single

    Includes everything in Travel SE, with added benefits for more complex trips, including coverage for pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Designed for luxury and adventure travel, it offers higher coverage limits and greater flexibility. Ideal if you’re investing more in your travel experience. 

    • Trip Cancellation

      Trip Cost

    • Medical Limit

      $500,000

    • Travel Delay

      6+ hours
      $250 per day
      $2,500 max

    • Baggage Loss

      $2,500

  5. International Medical Group iTravelInsured Travel LX with CFAR

    Comprehensive Single

    Built for luxury and adventure travel, with strong coverage and Cancel for Any Reason included. Covers pet kennel costs during covered delays and medical evacuation to a hospital of your choice. Ideal for higher-cost trips or remote-destination adventures where flexibility matters. 

    • Trip Cancellation

      Trip Cost

    • Medical Limit

      $500,000

    • Travel Delay

      6+ hours
      $250 per day
      $2,500 max

    • Baggage Loss

      $2,500

Explore All

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